Canadian Property Tax by City

Municipal property tax is calculated as your home's assessed value multiplied by the local mill rate (also called the tax rate), which combines a municipal portion for city services and a provincially-set education portion. It is separate from federal and provincial income tax.

Among the 50 cities tracked here, Surrey has the lowest 2026 mill rate at 0.3108% — about $3,108/year on a $1M assessed home.

Saint John has the highest 2026 mill rate tracked here at 2.1117% — about $21,117/year on a $1M assessed home.

A lower mill rate does not always mean a lower total tax bill — cities with high average home values can raise the same revenue with a lower rate, while cities with lower home values need a higher rate to fund the same services. Compare the actual dollar amount on a specific home value, not just the rate.