Kingston Property Tax 2026 — Mill Rate 1.6054%
Ontario · annual residential property tax · municipal levy (separate from CRA income tax)
Quick answer — annual property tax on a $600,000 home
$9,633 /year
≈ $803/month escrow · mill rate 1.6054%
An Eastern Ontario university city on Lake Ontario. Kingston residents pay Ontario provincial tax plus federal tax.
Annual property tax by home value in Kingston
| Home value | Annual tax | Monthly escrow |
|---|---|---|
| $500,000 | $8,027 | $669 |
| $750,000 | $12,041 | $1,003 |
| $1,000,000 | $16,054 | $1,338 |
| $1,500,000 | $24,082 | $2,007 |
| $2,000,000 | $32,109 | $2,676 |
| $3,000,000 | $48,163 | $4,014 |
Kingston property tax due dates (2026)
As published by the municipality. Missing a due date triggers a penalty, so these matter more than the rate does.
Interim bill
- February 27, 2026
Final bill
- June 30, 2026
Kingston offers a Pre-Authorized Payment Plan spreading property taxes across 10 monthly instalments instead of the two lump-sum bills.
The 2026 interim bill is 50% of the 2025 annual tax levy. Kingston bills residential properties one instalment per round rather than Ontario's more common two- or three-instalment pattern.
Due dates source: https://www.cityofkingston.ca/media/1mgdg1hv/propertytax_2026_interimtaxinsert.pdf · verified 2026-08-27
Mill rate breakdown
| Component | Rate | % of total |
|---|---|---|
| Municipal | 1.2308% | 76.7% |
| Education (Ontario) | 0.1530% | 9.5% |
| Other levies | 0.2216% | 13.8% |
| Total | 1.6054% | 100.0% |
Compare with other Ontario cities
Annual tax shown for a $1,000,000 home, sorted lowest to highest mill rate.
| City | Mill rate | Tax on $1M home |
|---|---|---|
| Markham | 0.7229% | $7,229 |
| Richmond Hill | 0.7370% | $7,370 |
| Vaughan | 0.7492% | $7,492 |
| Toronto | 0.7673% | $7,673 |
| Burlington | 0.8050% | $8,050 |
| Oakville | 0.8510% | $8,510 |
| Mississauga | 1.0339% | $10,339 |
| Brampton | 1.2006% | $12,006 |
| Ottawa | 1.2271% | $12,271 |
| Whitby | 1.3825% | $13,825 |
| Kitchener | 1.4060% | $14,060 |
| Barrie | 1.4675% | $14,675 |
| Guelph | 1.4944% | $14,944 |
| Hamilton | 1.4971% | $14,971 |
| Oshawa | 1.5753% | $15,753 |
| London | 1.7271% | $17,271 |
| Niagara Falls | 1.7489% | $17,489 |
| Sudbury | 1.9072% | $19,072 |
| Windsor | 2.0965% | $20,965 |
Related calculators for Kingston
Buying in Kingston? Use the Land Transfer Tax calculator for the one-time purchase tax. Comparing salaries? Estimate your take-home pay in Kingston with the take-home pay calculator. Or browse all city property tax pages.
Note: 2026 final (By-law 2026-54, passed May 5, 2026). Kingston is single-tier but fire-service area-rated by legacy pre-amalgamation zone; this is the Central zone (former City of Kingston core) — West is 1.533257%, East is 1.491279%. Municipal 1.230802% + fire/garbage area levies 0.221633% (in "other") + education 0.153000% = 1.605435%.
Frequently asked questions
What is Kingston's 2026 property tax rate?
Kingston's 2026 residential mill rate is 1.6054% (0.01605435 as a decimal). On a $600,000 home this works out to $9,633 per year, or roughly $803 per month if your lender holds the tax in escrow. Source: https://www.cityofkingston.ca/by-laws-and-animal-services/commonly-requested-by-laws/bylaw-library/tax-levy-bylaw-2026/, last verified 2026-08-29.
When are Kingston property taxes due?
Kingston's 2026 interim bill is due February 27, 2026. Kingston's 2026 final bill is due June 30, 2026. The 2026 interim bill is 50% of the 2025 annual tax levy. Kingston bills residential properties one instalment per round rather than Ontario's more common two- or three-instalment pattern. Source: https://www.cityofkingston.ca/media/1mgdg1hv/propertytax_2026_interimtaxinsert.pdf, last verified 2026-08-27. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's due date.
How is my Kingston home assessed?
Your tax is calculated as assessed value × mill rate, not market value × mill rate. Ontario uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.
Are Kingston property taxes deductible on my income tax return?
Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.
Why does Kingston's mill rate differ from neighbouring cities?
Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare Kingston with other Ontario cities in the table above.
Source: https://www.cityofkingston.ca/by-laws-and-animal-services/commonly-requested-by-laws/bylaw-library/tax-levy-bylaw-2026/ · Last verified 2026-08-29
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