Land Transfer Tax Calculator

Ontario, British Columbia, Quebec, Manitoba, New Brunswick, Nova Scotia, and Prince Edward Island all charge a property or land transfer tax. Alberta, Saskatchewan, and the three territories (NWT, Yukon, Nunavut) do not have a transfer tax — they charge small registration fees instead. Toronto also charges an additional Municipal Land Transfer Tax on top of Ontario's provincial tax.

Ontario's Land Transfer Tax uses progressive brackets: 0.5% on the first $55,000, 1% on $55,000–$250,000, 1.5% on $250,000–$400,000, 2% on $400,000–$2,000,000, and 2.5% above $2,000,000. First-time home buyers can get a rebate of up to $4,000. Toronto properties pay an additional Municipal LTT with matching brackets up to $3 million, plus luxury tiers of 4.4%–8.6% above $3 million, in effect since April 1, 2026.

It depends on the province. In Ontario, first-time buyers get a rebate of up to $4,000 (covering full tax on homes up to about $368,000). In Toronto, there's an additional rebate of up to $4,475 on the municipal tax. In BC, first-time buyers are fully exempt on properties up to $835,000, with partial relief up to $860,000. In Prince Edward Island, qualified first-time buyers get a full waiver of the entire Real Property Transfer Tax, with no price cap. Most other provinces do not offer first-time buyer exemptions.

Quebec's Welcome Tax (droits de mutation / taxe de bienvenue) is the provincial property transfer tax. For 2026, rates are 0.5% on the first $62,900, 1% on $62,900–$315,000, 1.5% on $315,000–$500,000, and 3% above $500,000. These thresholds are indexed and republished each January, so they shift slightly every year. There is no first-time buyer exemption. Montreal may charge higher rates on expensive properties.

Alberta, Saskatchewan, and the three territories (Northwest Territories, Yukon, Nunavut) do not charge a land or property transfer tax. Instead they charge a flat land titles registration fee: Alberta is $50 plus $5 per $5,000 of property value; Saskatchewan is a flat 0.4% title transfer fee; the Northwest Territories and Nunavut charge roughly $1.50–$2.00 per $1,000 of value with a small minimum fee; and Yukon charges a tiered flat fee (from $50 up to $750, depending on declared value) plus a separate assurance fund fee. These are registration fees, not taxes, and are typically far smaller than provincial transfer taxes.

On top of the standard municipal Deed Transfer Tax (about 1.5% in most Nova Scotia municipalities), non-resident buyers pay an additional provincial Non-Resident Deed Transfer Tax. That rate was introduced at 5% in April 2022 and doubled to 10% effective April 1, 2025 — so a non-resident buyer can face roughly 11.5% combined tax on a Nova Scotia property purchase.

On a $500,000 purchase (non-first-time buyer): Ontario's Land Transfer Tax is $6,475; a Toronto purchase pays roughly double that at $12,950 once the Municipal LTT is added; Quebec's Welcome Tax is $5,611; and Manitoba's Land Transfer Tax is $7,650 plus a $70 registration fee. Rates vary widely by province — use the calculator above to see your own province's figure.