Oshawa Property Tax 2026 — Mill Rate 1.5753%
Ontario · annual residential property tax · municipal levy (separate from CRA income tax)
Quick answer — annual property tax on a $750,000 home
$11,815 /year
≈ $985/month escrow · mill rate 1.5753%
Durham Region's largest city east of Toronto. Oshawa residents pay Ontario provincial tax plus federal tax — no municipal income tax.
Annual property tax by home value in Oshawa
| Home value | Annual tax | Monthly escrow |
|---|---|---|
| $500,000 | $7,877 | $656 |
| $750,000 | $11,815 | $985 |
| $1,000,000 | $15,753 | $1,313 |
| $1,500,000 | $23,630 | $1,969 |
| $2,000,000 | $31,507 | $2,626 |
| $3,000,000 | $47,260 | $3,938 |
Oshawa property tax due dates (2026)
As published by the municipality. Missing a due date triggers a penalty, so these matter more than the rate does.
Interim bill
- February 27, 2026
- April 30, 2026
Final bill
- June 30, 2026
- September 29, 2026
Interim dates set by By-law 115-2025 ("2026 Interim Tax Levying By-law"), read at https://media-002-ca.cdn.govstack.com/oshawa-016-ca/media/h31fniik/115-2025.pdf. Final dates for residential (an "Uncapped" realty tax class) set by By-law 32-2026 ("2026 Final Tax Rate By-law"), https://www.oshawa.ca/media/n44bunoc/032-2026.pdf; Commercial/Industrial ("Capped") final instalments fall later, on September 29 and October 30, 2026. Late payments carry a 1.25% penalty on the first day of default and a further 1.25% interest on the first day of each subsequent month.
Due dates source: https://www.oshawa.ca/media-manager/media-pages/by-law-library/2026-interim-property-tax · verified 2026-08-27
Mill rate breakdown
| Component | Rate | % of total |
|---|---|---|
| Municipal | 0.6592% | 41.8% |
| Education (Ontario) | 0.1530% | 9.7% |
| Other levies | 0.7631% | 48.4% |
| Total | 1.5753% | 100.0% |
Compare with other Ontario cities
Annual tax shown for a $1,000,000 home, sorted lowest to highest mill rate.
| City | Mill rate | Tax on $1M home |
|---|---|---|
| Markham | 0.7229% | $7,229 |
| Richmond Hill | 0.7370% | $7,370 |
| Vaughan | 0.7492% | $7,492 |
| Toronto | 0.7673% | $7,673 |
| Burlington | 0.8050% | $8,050 |
| Oakville | 0.8510% | $8,510 |
| Mississauga | 1.0339% | $10,339 |
| Brampton | 1.2006% | $12,006 |
| Ottawa | 1.2271% | $12,271 |
| Whitby | 1.3825% | $13,825 |
| Kitchener | 1.4060% | $14,060 |
| Barrie | 1.4675% | $14,675 |
| Guelph | 1.4944% | $14,944 |
| Hamilton | 1.4971% | $14,971 |
| Kingston | 1.6054% | $16,054 |
| London | 1.7271% | $17,271 |
| Niagara Falls | 1.7489% | $17,489 |
| Sudbury | 1.9072% | $19,072 |
| Windsor | 2.0965% | $20,965 |
Related calculators for Oshawa
Buying in Oshawa? Use the Land Transfer Tax calculator for the one-time purchase tax. Comparing salaries? Estimate your take-home pay in Oshawa with the take-home pay calculator. Or browse all city property tax pages.
Note: 2026 final (By-law 032-2026, Schedule B). Combines City of Oshawa (0.00659196), Durham Region upper-tier (0.00763146, in "other"), and Ontario education (0.00153000).
Frequently asked questions
What is Oshawa's 2026 property tax rate?
Oshawa's 2026 residential mill rate is 1.5753% (0.01575342 as a decimal). On a $750,000 home this works out to $11,815 per year, or roughly $985 per month if your lender holds the tax in escrow. Source: https://www.oshawa.ca/media/n44bunoc/032-2026.pdf, last verified 2026-08-04.
When are Oshawa property taxes due?
Oshawa's 2026 interim bill is due February 27, 2026 and April 30, 2026. Oshawa's 2026 final bill is due June 30, 2026 and September 29, 2026. Interim dates set by By-law 115-2025 ("2026 Interim Tax Levying By-law"), read at https://media-002-ca.cdn.govstack.com/oshawa-016-ca/media/h31fniik/115-2025.pdf. Final dates for residential (an "Uncapped" realty tax class) set by By-law 32-2026 ("2026 Final Tax Rate By-law"), https://www.oshawa.ca/media/n44bunoc/032-2026.pdf; Commercial/Industrial ("Capped") final instalments fall later, on September 29 and October 30, 2026. Late payments carry a 1.25% penalty on the first day of default and a further 1.25% interest on the first day of each subsequent month. Source: https://www.oshawa.ca/media-manager/media-pages/by-law-library/2026-interim-property-tax, last verified 2026-08-27. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's due date.
How is my Oshawa home assessed?
Your tax is calculated as assessed value × mill rate, not market value × mill rate. Ontario uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.
Are Oshawa property taxes deductible on my income tax return?
Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.
Why does Oshawa's mill rate differ from neighbouring cities?
Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare Oshawa with other Ontario cities in the table above.
Source: https://www.oshawa.ca/media/n44bunoc/032-2026.pdf · Last verified 2026-08-04
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