Quebec City Property Tax 2026 — Mill Rate 0.8250%

What is Quebec City's 2026 property tax rate?

Quebec City's 2026 residential mill rate is 0.8250% (0.00825000 as a decimal). On a $380,000 home this works out to $3,135 per year, or roughly $261 per month if your lender holds the tax in escrow. Source: https://www.ville.quebec.qc.ca/citoyens/taxes_evaluation/index.aspx, last verified 2026-04-29.

When are Quebec City property taxes due?

Quebec City's 2026 instalments is due March 3, 2026, May 4, 2026, July 3, 2026 and September 3, 2026. Bills of $300 or less must be paid in full by the first instalment date (March 3, 2026). Late payments carry 7% annual interest plus a 5% penalty. Source is ville.quebec.qc.ca's French-language page (no separate English due-dates page); dates verbatim: "le 3 mars 2026", "le 4 mai 2026", "le 3 juillet 2026", "le 3 septembre 2026". Source: https://www.ville.quebec.qc.ca/citoyens/taxes_evaluation/compte_taxe/paiementspreautorise.aspx, last verified 2026-08-27. Most lenders collect property tax monthly through PITI escrow rather than waiting for the city's due date.

How is my Quebec City home assessed?

Your tax is calculated as assessed value × mill rate, not market value × mill rate. Quebec uses a public assessment authority (BC Assessment, MPAC in Ontario, etc.) to set assessed values, usually updated every 1-4 years. Assessed value typically lags market value, so the same mill rate produces different effective burdens depending on assessment cycle timing.

Are Quebec City property taxes deductible on my income tax return?

Property tax on your principal residence is NOT deductible federally or provincially. It only becomes deductible when the property generates rental income (line 9180 on T776) or self-employed business income (CCA / business-use-of-home on T2125). For a principal residence, the tax is a non-deductible cost of ownership.

Why does Quebec City's mill rate differ from neighbouring cities?

Each Canadian municipality sets its own residential mill rate to fund local services — police, fire, transit, parks, road maintenance — plus a provincially-set education portion. Cities with higher assessed values can raise the same revenue at a lower mill rate (Vancouver, Toronto), while cities with lower assessed values often need higher rates to fund equivalent services. Compare Quebec City with other Quebec cities in the table above.