Take-Home Pay by Province 2026: Full Ranking

Compare take-home pay across all 13 provinces and territories at 9 salary levels for 2026, ranked and computed from CRA tax rates.

Want your own numbers? Add RRSP contributions, student loan payments, or a different salary in the Take-Home Pay Calculator →

2026 take-home pay by province and salary (annual, after federal + provincial tax, CPP/QPP, EI/QPIP)

Ranked by average position across all 9 salary levels (best first). Every cell links to a full breakdown page for that province and salary.

Province	$40k	$50k	$60k	$75k	$80k	$100k	$120k	$150k	$200k
Nunavut	$33,784	$41,363	$48,773	$58,819	$62,299	$76,654	$90,908	$110,408	$141,898
Northwest Territories	$33,365	$40,768	$47,938	$57,763	$61,166	$75,204	$88,821	$107,361	$137,196
British Columbia	$33,333	$40,574	$47,755	$57,711	$61,157	$75,373	$89,067	$107,377	$136,274
Yukon	$33,255	$40,611	$47,885	$57,655	$61,039	$74,998	$88,963	$107,893	$138,537
Alberta	$33,332	$40,541	$47,691	$57,362	$60,698	$74,459	$88,258	$107,458	$137,854
Ontario	$32,814	$40,145	$47,340	$56,926	$60,303	$74,206	$87,343	$104,320	$131,278
Saskatchewan	$32,721	$39,699	$46,520	$55,806	$59,022	$72,288	$85,587	$104,037	$133,352
New Brunswick	$32,275	$39,354	$46,048	$55,102	$58,246	$71,215	$83,930	$101,330	$129,580
Manitoba	$32,174	$39,075	$45,772	$55,024	$58,228	$71,445	$83,817	$100,797	$128,522
Newfoundland and Labrador	$32,390	$39,252	$45,763	$54,737	$57,857	$70,603	$83,242	$100,702	$128,441
Quebec	$32,425	$39,302	$45,876	$54,710	$57,782	$70,453	$82,639	$98,635	$124,425
Prince Edward Island	$32,152	$38,829	$45,447	$54,316	$57,335	$69,789	$82,146	$98,973	$125,898
Nova Scotia	$31,734	$38,260	$44,726	$53,423	$56,439	$68,867	$81,167	$98,117	$124,331

Figures are annual take-home pay for a single filer with no dependants, RRSP contributions, or student loan, computed by calcTakeHomePay() — the same engine behind every Take-Home Pay Calculator and $X after tax result on this site.

Take-home pay by province at three income levels

Provinces ordered left-to-right by average rank across all 9 studied salary levels (best first).

Key findings

Nunavut wins at every income level studied. It has the highest take-home pay at all 9 salary levels from $40,000 to $200,000, and Nova Scotia has the lowest at every one of them.
The dollar gap between provinces widens sharply with income. At $40,000, the spread between the best and worst province is $2,051 (5.1% of gross). At $200,000, it's $17,567 (8.8% of gross) — about 8.6× wider in dollar terms.
Quebec has the biggest ranking swing. It ranks 8 of 13 at $40,000 but drops to 12 of 13 by $200,000 — a province that looks competitive at low income and expensive at high income once its provincial brackets are compared across the full range.
Yukon moves the opposite way. It goes from rank 5 at the lowest studied income to rank 2 at the highest, the second-largest swing in the study.
Quebec's numbers reflect QPP and QPIP, not CPP and EI. Quebec workers pay into the Quebec Pension Plan (a higher first-tier employee rate than CPP) and a lower Employment Insurance rate because the Quebec Parental Insurance Plan (QPIP) covers parental leave separately. This study does not model Quebec's 16.5% federal tax abatement, which is applied on the Quebec provincial return rather than deducted from pay — see the QST/PST calculator for Quebec sales-tax specifics.

What's included

Every figure combines federal income tax, provincial or territorial income tax (including provincial levies such as Ontario's Health Premium), CPP or QPP, and EI (adjusted for Quebec's lower rate under QPIP). It assumes a single filer with no dependants, no RRSP contribution, and no other deductions or credits beyond the federal and provincial basic personal amounts. It does not model the Quebec federal abatement, sales tax (GST/HST/PST/QST), or benefit programs like the Canada Child Benefit or GST/HST credit.

Try the relevant calculators

Take-Home Pay Calculator — your own salary, RRSP contributions, and province
Income Tax Calculator — full federal + provincial breakdown
Province Tax Comparison — compare any two provinces side by side
Move Province Tax Calculator — Dec 31 residency rule impact
Effective Tax Rate by Province & Income Decile — the % (rather than $) view of this same question

Related Calculators

Federal + provincial income tax

Combined tax on your income by province

CPP & EI premiums

CPP1, CPP2 and Employment Insurance for 2026

Federal public service pay

AS-01 to AS-07 salary with pension, CPP/QPP and EI

Bonus tax

Withholding on bonus payments using the CRA bonus method

All Canadian tax calculators

Browse every catax.tools calculator

Frequently asked questions

Which province has the highest take-home pay in 2026?

Nunavut has the highest take-home pay at every one of the 9 salary levels in this study ($40,000 to $200,000). Among the 10 provinces (excluding the three territories), the leader varies by income — see the full ranking table below for the province-only view.

Which province has the lowest take-home pay?

Nova Scotia has the lowest take-home pay at 9 of the 9 studied salary levels. At $200,000, the gap between the highest- and lowest-take-home province is $17,567 a year on the same gross salary.

Does the ranking change with income?

Yes. Quebec ranks 8 of 13 at $40,000 but falls to 12 of 13 at $200,000 — the biggest rank swing in this study, reflecting how steeply its provincial brackets rise relative to the others.

Does this include CPP/QPP and EI/QPIP?

Yes. Every figure is gross salary minus federal tax, provincial tax (plus any provincial levy such as the Ontario Health Premium), CPP or QPP, and EI. Quebec workers contribute to QPP (a higher first-band rate than CPP) and pay a lower EI rate because QPIP covers parental benefits separately. This study does not model Quebec's 16.5% federal abatement, which is claimed on the Quebec provincial return, not deducted from pay.

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