CA Tax Tools

Investment Account Tax Comparison

Compare the after-tax value of your investments in a TFSA, RRSP, or non-registered account. Model capital gains (50% inclusion), eligible dividends (gross-up + credit), or interest income at your contribution and retirement marginal tax rates.

01INPUTS
%
02RESULTS

After-Tax Value

TFSA

$256,890

Growth: $159,390 | Tax: $0

RRSP

$279,079

Growth: $222,106 | Tax: $93,026

Non-Registered

$218,320

Growth: $120,820 | Tax: $0

Best account: RRSP at $279,079 after tax. Contribution rate: 35%, Retirement rate: 25%.

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Last updated May 14, 2026Tax year 2026

Data sources: CRA (canada.ca)

This tool is general information only, not financial advice.

Reviewed by CA Tax Tools Editorial Desk

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