CA Tax Tools

HELOC Calculator

See how much you can borrow with a Home Equity Line of Credit. Enter your home value, mortgage balance, and lender rate to calculate available equity, credit limit, and monthly interest costs.

01INPUTS

HELOC Details

02RESULTS

HELOC Summary

Available Equity

$180,000

80% LTV

Max HELOC

$90,000

65% LTV limit

Monthly Interest

$135

Effective Rate

3.25%

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Last updated May 14, 2026Tax year 2026

Data sources: CRA (canada.ca)

This tool is general information only, not financial advice.

Reviewed by CA Tax Tools Editorial Desk

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