Salary Converter
Convert your salary between pay periods and see your gross and net take-home pay for each. Includes federal and provincial income tax, CPP, and EI deductions.
Salary Details
Salary Conversion
| Period | Gross | Net (After Tax) |
|---|---|---|
| Annual | $60,000 | $46,243 |
| Monthly | $5,000 | $3,854 |
| Bi-weekly | $2,308 | $1,779 |
| Weekly | $1,154 | $889 |
| Hourly | $29 | $22 |
Total Annual Deductions
$13,757Effective Tax Rate
23.0%How it works: Your input amount is converted to an annual gross salary, then federal and provincial income tax, CPP, and EI are calculated. The net amounts show your take-home pay for each period after all deductions. Assumes 40 hours per week, 52 weeks per year.
Salary conversion chart (gross)
Gross conversion is purely mathematical — no tax involved. Monthly divides by 12, bi-weekly by 26, weekly by 52, and hourly assumes a 40-hour work week (2,080 hours/year).
| Annual | Monthly | Bi-weekly | Weekly | Hourly (40 h/wk) |
|---|---|---|---|---|
| $40,000 | $3,333.33 | $1,538.46 | $769.23 | $19.23 |
| $50,000 | $4,166.67 | $1,923.08 | $961.54 | $24.04 |
| $60,000 | $5,000.00 | $2,307.69 | $1,153.85 | $28.85 |
| $75,000 | $6,250.00 | $2,884.62 | $1,442.31 | $36.06 |
| $100,000 | $8,333.33 | $3,846.15 | $1,923.08 | $48.08 |
| $125,000 | $10,416.67 | $4,807.69 | $2,403.85 | $60.10 |
| $150,000 | $12,500.00 | $5,769.23 | $2,884.62 | $72.12 |
Hourly to annual (40 h/wk)
The reverse direction: an hourly wage scaled up to weekly, bi-weekly, monthly, and annual gross pay, assuming a standard 40-hour work week.
| Hourly | Weekly | Bi-weekly | Monthly | Annual |
|---|---|---|---|---|
| $18.00 | $720 | $1,440 | $3,120.00 | $37,440 |
| $20.00 | $800 | $1,600 | $3,466.67 | $41,600 |
| $22.00 | $880 | $1,760 | $3,813.33 | $45,760 |
| $25.00 | $1,000 | $2,000 | $4,333.33 | $52,000 |
| $30.00 | $1,200 | $2,400 | $5,200.00 | $62,400 |
| $35.00 | $1,400 | $2,800 | $6,066.67 | $72,800 |
| $40.00 | $1,600 | $3,200 | $6,933.33 | $83,200 |
| $50.00 | $2,000 | $4,000 | $8,666.67 | $104,000 |
Anchor check: $25/hour at 40 h/wk = $52,000/year — a common benchmark for entry-level full-time work in Canada.
Worked example: $75,000 gross vs net (2026, Ontario)
A $75,000 annual salary in Ontario breaks down like this once federal tax, Ontario provincial tax, CPP, and EI are deducted:
| Period | Gross | Net (take-home) |
|---|---|---|
| Annual | $75,000 | $55,615.73 |
| Monthly | $6,250 | $4,634.64 |
| Bi-weekly | $2,884.62 | $2,139.07 |
| Weekly | $1,442.31 | $1,069.53 |
| Hourly (40 h/wk) | $36.06 | $26.74 |
Total deductions come to $19,384.27 a year — an effective tax rate of 26.0%. At the same $75,000 gross, annual take-home is $56,385.47 in British Columbia and $55,908.27 in Alberta — both close to Ontario's $55,615.73, since federal tax is identical and the provincial gap at this income level is modest.
How Salary Conversion Works
This tool converts your salary between five common pay periods: annual, monthly, bi-weekly (every two weeks, 26 pay periods per year), weekly (52 pay periods), and hourly.
Gross conversion is purely mathematical — annual ÷ 12 for monthly, ÷ 26 for bi-weekly, ÷ 52 for weekly, and ÷ (52 × hours per week) for hourly.
Net conversion uses the annual gross to calculate total income tax, CPP, and EI deductions, then divides the annual take-home pay into each period. This gives you an accurate picture of what lands in your bank account each pay period.
Bi-weekly vs semi-monthly
Bi-weekly and semi-monthly pay schedules are easy to mix up, but they produce different numbers of pay periods per year: bi-weekly pays every two weeks for 26 pay periods a year, while semi-monthly pays twice a month (24 pay periods a year) on fixed dates such as the 15th and the last business day of the month.
Because 26 periods divide the same annual salary into more, smaller slices than 24, a bi-weekly cheque (annual ÷ 26) is slightly smaller than a semi-monthly cheque (annual ÷ 24) — even though both add up to the same annual total.
Bi-weekly pay also produces two "3-paycheque months" per year. Most months contain exactly four weeks of pay (two cheques), but since 26 two-week cycles don't divide evenly into 12 calendar months, the pay dates gradually drift and land a third cheque in the same calendar month twice a year. Budgeting around the smaller, more frequent cheques — rather than assuming a flat "half a month" figure — avoids surprises in the months without the extra cheque.
Frequently asked questions
How do I convert my annual salary to an hourly rate?
Divide your annual salary by the total working hours in a year. For a standard 40-hour work week, that is 40 hours × 52 weeks = 2,080 hours. For example, a $60,000 annual salary equals approximately $28.85 per hour before tax.
How many pay periods are in a bi-weekly pay schedule?
A bi-weekly pay schedule has 26 pay periods per year (every two weeks). To find your bi-weekly gross pay, divide your annual salary by 26. Bi-weekly differs from semi-monthly (24 pay periods), which pays on set dates like the 1st and 15th.
What is the difference between gross and net salary?
Gross salary is your total pay before any deductions. Net salary (take-home pay) is what you actually receive after federal tax, provincial tax, CPP contributions, and EI premiums are deducted. Your net pay depends on your province and income level.
How many working hours are in a year?
At a standard 40-hour work week, there are 2,080 working hours in a year (40 × 52). At a reduced 37.5-hour week — common in office and government jobs — that drops to 1,950 hours (37.5 × 52). Using the wrong hours-per-week figure is the most common hourly-conversion mistake.
What's the difference between bi-weekly and semi-monthly pay?
Bi-weekly pay runs every two weeks — 26 pay periods a year, always on the same weekday (e.g. every second Friday). Semi-monthly pay runs twice a month — 24 pay periods a year, on fixed calendar dates (e.g. the 15th and last day of the month). Because 26 periods split the same annual salary into smaller slices than 24, a bi-weekly cheque is slightly smaller than a semi-monthly one for the same annual pay.
Why is my bi-weekly cheque smaller than half my monthly salary?
Half your monthly salary is annual ÷ 24. A bi-weekly cheque is annual ÷ 26. Since 26 is more than 24, each bi-weekly cheque is smaller than exactly half a month's pay. This is also why bi-weekly employees get two "3-paycheque months" per year — most months have exactly 4 weeks of pay (2 cheques), but twice a year the 2-week cycle lines up to produce a 3rd cheque in one calendar month.
Does overtime change the conversion?
No — the conversions on this page assume a fixed number of hours per week (40 by default). Overtime pay is calculated separately, on top of your base salary conversion, usually at 1.5× your regular hourly rate under provincial employment standards. If you regularly work overtime, treat it as additional income layered on top of the converted base rate, not folded into it.
Is the net amount exact?
The net figures are a close estimate, not a guaranteed paycheque amount. They are calculated from 2026 CRA federal and provincial tax brackets, CPP/CPP2 contribution rates, and EI premiums — the same engine used across this site's take-home pay tools. They do not account for union dues, employer pension contributions, group benefits premiums, or personal tax credits beyond the basic personal amount, all of which can shift your actual take-home pay slightly.
Sources
Last updated July 2026. Reflects 2026 tax year rates.